Important Things to Remember When Buying Maryland Health Insurance

The best way to go about purchasing Maryland health insurance is to consult an independent insurance broker. By consulting an independent insurance broker that represents different insurance companies, you can get expert advice on a variety of insurance products and find the right product to meet your needs. Still, even when working with a reliable insurance broker there are some things you must remember.

One of the things that you should remember is how your health affects your Maryland health insurance application and your premiums. Applicants are encouraged to be truthful on their application applying for health insurance. The health insurance policy is a legal contract between the insurer and the insured. Lying on your Maryland health insurance application can result in the non-payment of benefits which is why it’s imperative to be honest. Watching your height and weight, maintaining healthy blood pressure levels, keeping your cholesterol in-check are all factors that can affect your Maryland health insurance application. You also need to ask about the exclusions and limitations of your policy. Many Maryland health insurance policies still have certain waiting periods and things that you need to be aware of.

Another thing you must remember is how important it is to stay on top of your premium payment. Unlike group health coverage where your Maryland health insurance premiums are deducted right from your check, you are now responsible for the premium payment. Most Maryland health insurance providers prefer EFT for your payments anyway, but if you elect to send the payment in manually, you must be on the ball. Failure to pay premiums will jeopardize your health coverage.

If you have any additional questions about your current plan, or need help with Maryland health insurance rates, simply use our click to call feature, or call (866) 260-9829.

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